About CSD Retirement Trust
Supporting Educators for Financial Security
No two organizations look alike, workforce makeup, union agreements, and years of accumulated vendor relationships all differ from one to the next. CSD Retirement Trust exists to absorb that complexity rather than pass it on to already-stretched HR teams. As a non-profit consortium governed by the districts it serves, CSD is structured to put member interests first, not a vendor's sales targets.
Our Values
Customized Investment Options — Choose from a range of investment options built around your risk tolerance and financial goals, whether you prefer a conservative approach or you're comfortable taking on more risk for potentially higher returns.
Educational Resources — Seminars, webinars, and one-on-one consultations help you understand why saving early matters, how to think about investment strategy, and how to plan for retirement.
Low-Cost Investment Options — The lineup is built from index funds and low-fee mutual funds, so high fees aren't quietly eating into your retirement savings.
Retirement Planning Tools — Calculators and tracking tools help you estimate what you'll need in retirement and measure your progress toward it.
Access to Financial Advisors — Get personalized guidance from Corebridge's onsite financial advisors and retirement planning experts.
Tax-Advantaged Accounts — Both 403(b) and 457(b) plans are available, with pretax and Roth options, pre-tax contributions, tax-deferred growth, and potentially tax-free withdrawals in retirement.
Portability — Change jobs within the education sector and your account comes with you. No sales charges and no fees.
